Term Loan

A term loan is a loan from a bank for a specific amount that has a specified repayment schedule and either a fixed or floting interest rate . A term loan is often appropriate for an established small business with sound financial statements and the ability to make a substantial down payment to minimize payment amounts and the total cost of the loan.


*This package covers only one Tax Return

Package Details

In corporate borrowing, a term loan is usually for equipment, real estate or working capital paid off between one and 25 years. Often, a small business uses the cash from a term loan to purchase fixeed assets , such as equipment or a new building for its production process. Some businesses borrow the cash they need to operate from month to month. Many banks have established term-loan programs specifically to help companies in this way.

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